New to Medicare? Feeling Overwhelmed? You Are Not Alone.
People who start researching Medicare become overwhelmed VERY quickly. There is the Medicare Parts A, B, C, and D to learn about, plus plans A through N, and trying to figure out what’s the difference between Medicare supplement, Medi-gap, and medicare advantage plans.
With lots of rules, late enrollment penalties, and process steps, it is enough to make even the most research-savvy person feel frustrated. The onslaught of TV ads and mailers asking you to call or fill out information doesn’t help either.
To help you, I offer a personalized 30-minute Medicare 101 training that allows us to quickly determine the information most relevant to you. At the end of the training, I create a personalized checklist of the next steps you need to take and answer questions that pertain to your personal situation. You are provided the training materials and checklist with no obligation.
Should you choose me as your agent, you will receive White GLOVE personal service throughout the process at no cost to you.
What’s Covered in the Medicare 101 training?
Medicare Basics: A, B, C & D
What they cover and cost
When to Enroll
Avoid government penalties
Difference between Medicare Supplement Insurance and Medicare Advantage Plans
It may seem confusing, but I am here to help!
How Medicare Works with Certain Situations
- Working past age 65 – what needs to be done
- Retirement Insurance plans
- VA Benefits
- Federal Retiree
- Tricare for Life
- Medicaid and Low-Income Options
- Higher Earners – Tips to Minimize higher premiums for Medicare Part B and Part D
Medicare Part A Covers:
– Inpatient hospital stays
– Care in a skilled nursing facility
– Hospice care
– Some home health care
For more information click HERE.
Medicare Part B Covers:
– Doctor visits
– Outpatient care
– Medical supplies
– Preventative services
– Mental Health services
– Ambulance services
– Laboratory tests and X-rays
– Rehabilitation services
– Home Health Care
Medicare Part C (Also called a Medicare Advantage Plan)
Covers:
– Combines Part A (hospital) and Part B (medical insurance) in one plan.
– Usually includes Part D prescription drug coverage.
– May offer additional benefits not provided by Original Medicare (Part A and Part B) such as dental, vision, hearing aids, fitness membership, over-the-counter products, transportation, and/or telemedicine. Benefits vary by plan.
– Worldwide emergency care
– Coverage is all under one plan administered by a private insurance company.
Medicare Part D (Also called Prescription Drug Plan)
Covers:
– Medications
Supplemental Plans
Medicare Supplement Plans, also known as Medigap, are private insurance policies that help cover some healthcare costs not covered by Original Medicare, such as copayments, coinsurance, and deductibles. These plans are designed to work alongside Medicare Part A and Part B, providing additional financial protection for enrollees.
Does this seem confusing? Let me help!
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